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PECAA HEALTH PLAN

A Forward-Thinking Health Care Strategy

Leverage the PECAA Health Plan (PECAA HP) to take advantage of Member-exclusive healthcare solutions at competitive rates.

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Smarter Health Insurance Solutions for Independent Practices

The PECAA Health Plan gives members exclusive access to licensed experts from YourMedPlan and SandStone Insurance Partners who design tailored health insurance programs for your practice.

Whether you're a solo practitioner or manage a growing team, you can choose from both traditional group coverage and three flexible alternatives that support your team while keeping costs in check. These options are built to provide maximum value based on your goals, team size, and budget.

Real Savings for PECAA Members

One PECAA member reduced their annual health insurance costs by $50,000 after switching to a YourMedPlan solution—freeing up resources to invest back into their practice and employees.

Explore Your Options

Watch a quick video explaining the three alternative solutions available through PECAA Health Plan: smart, flexible ways to offer health coverage without the cost and complexity of traditional group insurance.

Four Flexible Contribution Strategies

Choose from four compliant, customizable solutions that allow you to offer support for employees:

  1. ICHRA (Individual Coverage HRA)
    A tax-advantaged, ACA-compliant option that lets you reimburse employees for individual health insurance premiums and medical expenses based on defined employee classes.
     
  2. QSEHRA (Qualified Small Employer HRA)
    Designed for practices with fewer than 50 full-time employees, QSEHRA allows you to reimburse employees equally for health coverage and qualified medical expenses.
     
  3. Post-Tax Stipend
    A post-tax stipend provides additional taxable income to employees or 1099 contractors to help cover health insurance without compliance burdens or eliminating employee federal subsidy eligibility.
     
  4. Traditional Group Insurance
    Comprehensive, tailored traditional group health insurance options through top national carriers.

Real Support, Every Step of the Way

PECAA Health Plan’s dedicated advisors handle it all—from strategy and structure setup to employee education, enrollment, and support throughout the policy year—so you can stay focused on your practice.

Ready to Get Started?

Email pecaa.association@yourmedplan.com or call 855.669.6464 to speak with an agent.

As PECAA’s exclusive trusted advisors for health insurance solutions, YourMedPlan and SandStone Insurance Partners Consultants will guide you through all the paperwork that is necessary for you to enroll in PECAA Health Plan.*

*Please note that you must maintain a PECAA Membership and be in good standing to qualify for the PECAA Health Plan.